Hello Friends, Today we are going to Know How you can easily Apply Home Credit Personal Loan From your Mobile Phone. So in this article I will explain you how you can Take Personal loan from Home Credit App by downloading from Google Play store or App store.
As we know Home Credit is the Most Trusted Personal Loan App In India ! You Can easily take A loan From Home Credit Loan Amount: 10,000 Unto 5,00,000, in Minimum Annual Percentage rate ( APR): 24%, Maximum APR: 49.5%.
Read More:- Know More About Home Credit
How To Apply Home Credit Personal Loan
Friends if you have Smart Phone then you can easily Apply for Home Credit Personal Loan, by downlead Home Credit Personal Loan App.
Go to The- Google Play Store- In Search Bar type- Home Credit- Personal Loan. You will get the results just Downed it and Start.
Home Credit Personal Loan Eligibility
1. You should be an Indian
2. Your Age requirements:
• Existing Home Credit Customers: 19 – 69 years
• New to Home Credit: 19 – 68 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof.
4. Should have an active bank account (for the amount disbursal).
5. Should be salaried, self-employed or pensioner.
Why Choose Home Credit App for Personal Loan?
✔ Disbursal within 24 hours
✔ 100% Digital Process
✔ A seamless digital experience, from loan application to repayment
How to Apply for an Online Personal Loan?
Simple & hassle-free loan application process in a few easy steps:
1. Download Home Credit App from Play Store…
2. Register on the App…
3. Submit your personal loan details..
4. Upload KYC Documents…
5. After loan approval, receive money in your bank account…
So, if you’re looking for an Instant Personal Loan in India, Home Credit is here to help you with our easy application process and 5 mins loan approval.
How to Check Home Credit Personal Loan Status?
If you have applied for loan then you can check your status online. Once your loan is approved, you can track the status of your application through the Home Credit mobile app. Apart from this, you can also know the status of your application by calling the bank’s helpline number 0124 – 662- 8888 or by writing to the email id care@homecredit.co.in.
Fees & Charges
If you foreclose your loan prematurely, then you are not charged any foreclose fee, provided there should not be any outstanding on your loan. Other fees and charges are as follows:
| Processing fee | Up to 5% | ||||||
| Flat rate of interest | 24.9% – 55% P.A. | ||||||
| Days Past Due | 1 day | 30 days | 60 days | 90 days | 120 days | 150 days | 180 days |
| Late Payment Charges | ₹ 350 | ₹ 450 | ₹ 550 | ₹ 750 | ₹ 750 | ₹ 750 | ₹ 750 |
| Total Late Payment Charges | ₹ 350 | ₹ 800 | ₹ 1350 | ₹ 2100 | ₹ 2850 | ₹ 3600 | ₹ 4350 |
How To Contact Home Credit Official Team
Friends if you have taken Personal loan from Home Credit and You wanted to talk with Home Credit Team for any Help Then you Can go Through below details…
1. Email: care@homecredit.co.in
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India.
Home Credit Personal Loan Customer Care Number
Complete information about this Home Credit personal loan details is given in this article. If you have any other type of information regarding this loan, then you can get information by calling the following Home Credit customer care number:
Customer Care Number – 0124 – 662- 8888
Email ID – care@homecredit.co.in
Conclusion
In This Article I Have Given all information related Home Credit Personal Loan, I Hope you Like This Article & You Will Able to Apply Personal loan From Home Credit App. If anything Doubt please Comment Below.
FAQ
1.What is Home Credit Personal Loan?
Ans. When a person takes a loan for any of his personal expenses such as marriage, travel, education, children’s fees, etc., it is a personal loan. Home Credit provides the facility of personal loan to the customers.
2.How to take loan from Home Credit?
Ans. If you fulfill all the conditions of Home Credit personal loan then you can apply for this loan. Read this article completely to know about the eligibility for the loan.
3.What is the toll free number of Home Credit?
Ans. Customer Care Number – 0124 – 662- 8888
4.What is the interest rate of Home Credit Personal Loan?
Ans. At present it starts at 24.9% per annum.
5.Up to what amount personal loan can be taken from Home Credit?
Ans. You can take a loan up to a maximum of Rs 5 lakh.
6.What is the processing fee for Home Credit Personal Loan?
Ans. Up to 5% of the loan amount.
7.How to apply for Home Credit Instant Personal Loan?
Ans. The complete procedure to apply is given in this article. You can apply for this loan by reading this article.